TL;DR: In the Stellar 1-Step model, traders become eligible for a subscription fee refund, also called a "Refundable Fee," after completing the Challenge Phase and receiving their FundedNext Account. The Refundable Fee will be paid when the Performance Reward is disbursed for the third time. It typically equals your original challenge fee or reset fee, depending on your journey.
In the Stellar 1-Step Challenge, traders become eligible for a Refundable Fee after they:
Successfully pass the Challenge Phase
Receive their FundedNext Account
Once both steps are completed, the Refundable Fee will be processed when the Performance Reward is disbursed for the third time. It will be added to your Performance Reward upon approval.
Example Scenarios
Based on challenge fee
If a trader purchases a $6,000 Stellar 1-Step Challenge for $65.99, and successfully passes the Challenge:
They will receive the $65.99 Refundable Fee when the Performance Reward is disbursed for the third time.
This acts as a refund of the initial challenge fee.
Based on Reset Fee
If the account is reset (not a new purchase), the Refundable Fee will be based on the reset fee instead.
For instance, if the reset fee is $59.39, the trader will receive a $59.39 Refundable Fee upon passing the Challenge Phase and receiving their third Performance Reward.
Important Note
For Challenge Accounts Purchased Before January 12, 2026
Traders with Challenge Accounts purchased before January 12, 2026, will continue to follow the previous structure, where the Refundable Fee will be paid out with the first Performance Reward upon request in the FundedNext Account.
For Challenge Accounts Purchased On or After January 12, 2026
If you purchase a new Challenge Account or reset your existing Challenge Account on or after January 12, 2026, the new structure will apply, meaning the Refundable Fee will be paid when the Performance Reward is disbursed for the third time in the FundedNext Account.