Here are the key differences between a Challenge Account and a FundedNext Account:
Reward Share
Challenge Accounts: After successfully passing the Challenge and meeting the criteria for the Scale-Up plan, traders become eligible for a 15% reward based on the Challenge profit target, also known as the 15% reward from Challenge (except Stellar Lite).
FundedNext Accounts: Traders can increase their Reward Share up to 80% as they progress through the FundedNext Phase. For example, in a Stellar 2-Step Account, a trader initially has the potential for the 15% reward from Challenge. Upon reaching the FundedNext Phase, the Reward Share increases to 80% and can go up to 90% with further progression.
Important Note:
For U.S. clients, there will be no 15% reward from Challenge
For Challenge Accounts Purchased or Reset Before January 12, 2026
Traders with Challenge Accounts purchased or reset before January 12, 2026 will continue to follow the previous structure, where the 15% reward from Challenge is granted upon achieving 10% cumulative growth in the FundedNext Account.
For Challenge Accounts Purchased or Reset On or After January 12, 2026
The 15% reward from the Challenge Phase is now tied to the Scale-Up plan. To learn more about the Scale-Up eligibility criteria, click here.
Profit Target
Challenge Accounts: These have a profit target during the Challenge Phase. For example, in the Stellar 2-Step Account, traders must reach a profit target of 8% in Phase 1 and 5% in Phase 2.
FundedNext Accounts: There is no profit target. For example, in the Stellar 2-Step FundedNext Account, traders are not required to meet any profit target.
Reset
Challenge Accounts: Traders have the option to reset their accounts in Phase 1 and Phase 2.
FundedNext Accounts: Traders cannot reset their accounts once they enter the FundedNext Phase.
