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Is There a Scale‑Up Plan for Stellar Instant Accounts?

Updated this week

Yes. FundedNext’s Stellar Instant Account includes a performance-based scale-up plan that can grow your account up to 10× your initial balance as you consistently perform and make withdrawals.

How the Scale-Up Plan Works for Stellar Instant?

To qualify for a scale-up in your current tier, you must:

  • Achieve cumulative 10% growth in the current tier, measured as total disbursed withdrawal amount ÷ current tier start balance.

  • Complete at least one withdrawal in the current tier.

Once both conditions are met, your account balance and maximum loss limit increase, and your tier is upgraded.

Updated Reward Share (profit split):

  • Tier 1–2: 70%

  • Tier 3 and onward: 80% (capped)

Your Reward Share increases to 80% by Tier 3 and remains fixed at 80% from there. After that, only the account balance and tier continue to grow.

Stellar Instant Tier Tables

Assumptions for the examples below

  • Initial account balance used for illustration: $10,000.

  • “Wallet Transfer” = profit amount eligible for split.

  • “Withdrawal Growth” = Disburse Amount ÷ Tier Start Balance.

  • “Max Loss Limit” will equal the Tier Start Balance and will follow the trailing method.

A) When a Trader Withdraws the Full Eligible Reward Share from a $10,000 Account (Tier 1)

Thus, withdrawing the full eligible Reward Share in a single Tier-1 cycle results in 7% growth (below the required 10%), so no scale-up is granted, and based on MLL calculations, the account will be considered breached for withdrawing the full amount.

B) When a Trader Does Not Withdraw the Full Eligible Reward Share from a $10,000 Account

Tier 1 reward share-70%

  • Here, the trader becomes eligible for a scale-up after his 4th cycle. So he will start the 5th cycle with $20,200.

  • Note: The growth of the account from the 5th cycle will be based on ($10,000 + $10,000)

  • New Reward Share: 70%

  • Again, in the 6th cycle, the trader is eligible for a scale-up, which would add another $10,000 to the account balance in the 7th cycle, making the cycle's starting balance $30,250.

  • Note: The growth of the account from the 7th cycle will be based on ($20,000 + $10,000).

  • The new Reward Share: 80%.

  • Cumulative withdrawal growth in Tier 3 exceeds 10% ⇒ Scale-Up to Tier 4. From here, the Reward Share remains 80%, and the account can continue scaling tier-by-tier (subject to the same criteria) up to 10× the initial balance. After reaching 10× the initial balance, clients may be eligible to grow their account balance up to $2,000,000.

Notes

  • Reward Share updated: 70% in Tiers 1–2, 80% from Tier 3 onward (capped).

  • The 10% growth test uses withdrawals actually disbursed in the tier relative to the tier’s start balance.

  • At least one withdrawal is required in each tier to qualify for scale-up.

  • Maximum Loss Limit Balance in the tables is shown equal to the tier start balance.

  • Scale-up increment follows the Stellar Instant Account’s rule of adding the initial balance at each upgrade. If your implementation also carries forward retained growth into the next tier’s starting balance, you can reflect that in the “Cycle Start Balance” column for the next tier.

  • Account balance and tier will keep increasing to 10x of your account size as long as the criteria are met each time. Afterward, clients will be eligible to grow their account balance up to $2 million.

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