TL;DR: FundedNext uses a single, profile-level KYC system that covers all your accounts, CFDs, and futures at once. You'll need to verify after passing your Challenge Phase or before your first payout on a Stellar Instant Account. Your KYC must be fully Approved (not just submitted) to receive Performance Rewards, though you can keep trading in the meantime. Verification expires every 90 days and must be renewed to avoid payout restrictions. You get 3 submission attempts (5 for Iraq & Nigeria), so make sure your documents are ready before submitting.
At FundedNext, we prioritize security and compliance while ensuring a seamless experience for our traders. To streamline your journey, we have a centralized, profile-level KYC (Know Your Customer) system. This means your verification is tied to your profile rather than individual accounts, covering both CFDs and Futures product lines simultaneously.
What is Profile-Level KYC?
KYC is maintained at the profile level, creating a single source of truth for each trader. Once you have a verified KYC status on your profile, it applies to every account you hold, whether it is a Stellar 1-Step Account, a Stellar 2-Step Account, or a Stellar Instant Account. This eliminates the need for repetitive documentation and ensures a smoother transition between different Challenge Phases and FundedNext Accounts.
Once the KYC status for your profile has been updated, this is not limited to the CFD accounts; it is also applicable to your FundedNext Futures Accounts as well. To learn more about the FundedNext Futures KYC Verification requirements, please review this article here.
The "First-Trigger" Rule
If you hold both CFDs and Futures Accounts, whichever KYC trigger occurs first will establish the verified record for your entire profile. Once this is approved, you will not be required to complete a separate KYC for other product lines or other accounts you purchase in the future.
When is KYC required?
Traders are prompted to complete the KYC verification process at two specific stages:
Stellar Challenges (1-Step, 2-Step, and Lite Accounts)
On Stellar Challenge Accounts, you are required to submit your documents for KYC Verification after passing the Challenge Phase/Phases. After you meet all the passing requirements for your Challenge you will have to wait for the server reset, and after that, your Challenge Account will be paused, and then you will be able to submit your KYC documents through the KYC Verification Center in your FundedNext Dashboard.
Stellar Instant Account
On Stellar Instant Accounts, you will be required to submit your documents for KYC Verification before requesting your first Performance Reward.
Verification States and Requirements
It is important to note that simply submitting your documents does not satisfy the KYC requirement. Your status must be "Approved" in order to move forward with your account or to request a Performance Reward. While your KYC is in "Pending Review" or "Required" status, you will be able to trade on a FundedNext Account and Stellar Instant Account; however, you will not be able to receive a Performance Reward from your account until the verification is successful, which is applicable for both Stellar FundedNext Accounts and Stellar Instant Accounts.
Required Documentation
To complete the KYC Verification, traders need to provide documents for identity verification. A photo of the physical copy of any of the following documents for KYC:
National ID
Passport
Permanent Residence Permit
Driving License (applicable only for U.S.-based traders and traders from Australia, and New Zealand)
Other than document submission, you also need to complete the Liveness Check, which is a real-time selfie to verify your identity.
Proof of Address (POA)
If requested, traders will have to submit proof of address to complete the KYC Verification process. To fulfill the address verification requirement, you must provide one of the following officially recognized documents:
Utility Bill
Bank Statement
Please ensure that the document submitted was issued within the last three months.
KYC Validity and Expiration
Mandatory 90-Day KYC Renewal
To ensure our records remain accurate and to prevent delays during Performance Reward processing, FundedNext requires a mandatory 90-day KYC renewal for all verified traders. Every trader must re-submit their KYC documents within 90 days of their last approval date.
Why is renewal required?
Proactive renewal helps catch issues such as expired documents, name mismatches, or changes in country of residence before they interfere with your Performance Reward requests. This ensures a smoother transition throughout your journey at FundedNext.
Renewal Timeline and Reminders
The 90-day clock begins the moment your KYC is approved. To help you stay compliant, the system provides the following notifications:
Day 30: The Verification Centre proactively unlocks, allowing you to re-submit documents early if you wish.
7 days before the verification expires: You will receive an email and an in-app notification.
3 days before the verification expires: You will receive a second email and an in-app banner.
1 day before the verification expires: A final email and a non-dismissible banner will appear on your dashboard.
What happens if I am unable to submit the documents in time?
If you do not complete your KYC renewal within the 90-day window, you will still be able to continue trading on your FundedNext Account, or your Stellar Instant Account. However, you will not be able to request any Performance Reward from your account. Instead of the standard request process, you will see a prompt: "Verify your KYC to enable payouts." Once your renewal is approved, you can request your Performance Reward, and the 90-day cycle resets.
All other dashboard features, including account overviews, certificates (such as the Elite Trader Certificate), and notifications, remain fully accessible.
Submission Attempts and Document Rules
The number of allowed KYC submission attempts can vary based on the local regulations and provider requirements:
Iraq and Nigeria: 5 attempts
All Other Countries: 3 attempts.
Exhausted Attempts
If you exhaust all your attempts, please contact our support team, and we will guide you accordingly.